Your Independent Medicare Broker
William Gray
Founder of The Medicare Dude · Licensed Since 1998 · Licensed in 12 States
"William was absolutely wonderful — very professional. Straightforward gave me a better Medicare policy than I have had for the last six years. Dropped my policy with a new company, same coverage, for quite a bit less!"
Edna Deri
Medicare client
Charlotte County is a Southwest Florida community with a large Medicare-eligible population across Port Charlotte, Punta Gorda, Englewood, and the surrounding communities. William Gray is an independent Medicare advisor who serves all of Charlotte County. He knows which plans serve this Southwest Florida market, and he brings carrier-neutral guidance to every consultation.
FL License #W690237 · Agency License #L134055 · Independent — No Carrier Bias · Always Free to You
Independent Medicare Advisor — Port Charlotte, FL
William Gray — The Medicare Dude
Serving all of Port Charlotte and surrounding areas. Independent Medicare guidance at no cost to you.
FL Insurance License #W690237
(386) 871-3858Why Charlotte County Residents Choose a Local Medicare Advisor
Charlotte County has a distinct Medicare market. The plans available, the carrier networks, and the local healthcare providers all affect which Medicare plan is right for you. A local advisor who knows Southwest Florida can match you with a plan that works with your doctors and fits your lifestyle.
Charlotte County Medicare market knowledge
William tracks which Medicare Advantage and Supplement plans are available in Charlotte County each year, which carriers have the strongest networks, and which plans offer the best value for Charlotte County residents.
Local provider network expertise
Knowing which hospitals and specialists are in-network matters. William helps you verify that your preferred Charlotte County doctors and facilities are covered before you enroll.
Independent — not tied to one carrier
Unlike advisors who work for a single insurance company, William represents multiple Medicare organizations. That means you get an honest comparison, not a sales pitch for one plan.
Ongoing support after enrollment
Your relationship with William does not end at enrollment. He is available year-round to answer questions, help with claims, and review your coverage at each Annual Enrollment Period.
Compare Medicare Plans in Port Charlotte
See Medicare Supplement Plan G, Plan N, and High-Deductible Plan G rates from multiple carriers in your Port Charlotte ZIP code. Call William to review the full picture before enrolling.
Plan availability and premiums vary by ZIP code. This tool is for informational comparison only.
Medicare Advisor Port Charlotte — FAQ
Does William Gray serve all of Charlotte County?
Yes. William serves all of Charlotte County — Port Charlotte, Punta Gorda, Englewood, and all surrounding communities. Consultations are available by phone, video, or in person.
What is the difference between a Medicare advisor and a Medicare agent?
The terms are often used interchangeably. Both refer to licensed professionals who help you compare and enroll in Medicare plans. The key distinction is independence: an independent advisor like William represents multiple carriers and has no obligation to steer you toward any particular plan.
Will my Charlotte County doctors be covered?
Before recommending any plan, William verifies that your specific doctors and facilities are in-network for the coming plan year. Network relationships change annually, so this verification happens every year.
I travel frequently or have a second home. Which plan type is right for me?
Medicare Advantage plans are network-based and may only cover emergency care outside your plan's service area. Medicare Supplement plans cover you anywhere in the country that accepts Medicare. William helps you weigh the trade-offs.
What does it cost to work with William?
Nothing. Medicare advisors are paid by the insurance carriers. You pay the same premium whether you enroll through William or directly with the carrier. There is never a fee.
More Port Charlotte Medicare Resources
Get a Free Medicare Review in Charlotte County
Charlotte County has a large Medicare-eligible population and dozens of plan options. William Gray knows the local healthcare landscape, the plan options available in your ZIP code, and the questions Charlotte County residents ask most. A free 30-minute consultation gives you a clear comparison of plan options available through the organizations he represents.
William Gray · FL License #W690237 · Agency License #L134055 · Independent Medicare Insurance Agent · Licensed in 12 States · AHIP Certified 2027