Medicare Agent in Miami-Dade County, FL
Your Independent Medicare Broker
William Gray
Founder of The Medicare Dude · Licensed Since 1998 · Licensed in 12 States
"William was absolutely wonderful — very professional. Straightforward gave me a better Medicare policy than I have had for the last six years. Dropped my policy with a new company, same coverage, for quite a bit less!"
Edna Deri
Medicare client
Independent Medicare broker William Gray helps Miami-Dade County residents compare Medicare Advantage, Medicare Supplement, and Part D plans — at no cost to you.
FL License #W690237 · Agency License #L134055 · Independent — No Carrier Bias · Always Free to You
County Seat
Miami
Medicare Eligibles
~380,000+
Major Hospitals
Jackson Health, Baptist Health, HCA Florida
Service Area
All Miami-Dade County zip codes
Medicare in Miami-Dade County
Miami-Dade County is Florida's largest Medicare market by population, with a uniquely diverse beneficiary base spanning Miami, Hialeah, Coral Gables, and Homestead. The county has intense competition among Humana, UnitedHealthcare, Aetna, Florida Blue, WellCare, and Devoted Health. Jackson Health System and Baptist Health South Florida are the dominant hospital networks, and their participation across Medicare Advantage plans varies significantly by carrier and plan year.
Plan benefits, premiums, and provider networks change every year. An annual review with an independent broker is the best way to make sure your coverage still fits.
Why Local Expertise Matters
Miami-Dade's size and diversity make independent guidance especially valuable. I've helped residents from Coral Gables to Homestead navigate the difference between a plan that looks good on paper and one that actually covers their doctors, their prescriptions, and their preferred hospitals. My service is always free.
Medicare Services Available in Miami-Dade County
Why Work with an Independent Broker?
I represent 11 organizations offering over 60 products — not just one carrier. That means I have no incentive to steer you toward any particular plan. My only job is to find the right coverage for your situation.
11
Organizations represented
60+
Medicare products compared
25+
Years serving Florida
Why William Gray
Credentials & Authority
William Gray has been helping Florida Medicare beneficiaries navigate their coverage options since 1998 — nearly 30 years of Medicare-focused experience. He is a licensed Florida insurance professional who works independently, representing multiple insurance companies rather than a single carrier.
Licensed in 12 States
FL #W690237 · GA #3718523 · ID #1345734 · IN #4150677 · KS #1345734 · KY #DOI-641736 · MI #1345734 · NC #1345734 · OH #1606069 · PA #1309973 · TX #3305385 · VA #1467411
Medicare FAQ — Miami-Dade County
Ready for a Free Medicare Review in Miami-Dade County?
I'll compare available Medicare plan options and walk you through the real differences — premiums, out-of-pocket costs, provider networks, and drug coverage. Free, no obligation.