Your Independent Medicare Broker
William Gray
Founder of The Medicare Dude · Licensed Since 1998 · Licensed in 12 States
"William was absolutely wonderful — very professional. Straightforward gave me a better Medicare policy than I have had for the last six years. Dropped my policy with a new company, same coverage, for quite a bit less!"
Edna Deri
Medicare client
A Medicare advisor is someone you trust to give you an honest, complete picture of your Medicare options — not a sales pitch for one carrier's plan. William Gray serves Pinellas County as an independent Medicare advisor: licensed, unaffiliated with any single carrier, and focused entirely on finding the right coverage for each client. With approximately 178,000 Medicare-eligible residents across St. Petersburg, Clearwater, Largo, Dunedin, and the surrounding communities, Pinellas County is one of Florida's most active Medicare markets. William brings local knowledge and carrier-neutral guidance to every consultation.
FL License #W690237 · Agency License #L134055 · Independent — No Carrier Bias · Always Free to You
Independent Medicare Advisor — St. Petersburg, FL
William Gray — The Medicare Dude
Serving all of St. Petersburg and surrounding areas. Independent Medicare guidance at no cost to you.
FL Insurance License #W690237
(386) 871-3858Why Pinellas County Residents Choose a Local Medicare Advisor
Pinellas County has a distinct Medicare market. The plans available, the carrier networks, and the local healthcare providers all affect which Medicare plan is right for you. A local advisor who knows the Tampa Bay area can match you with a plan that works with your doctors and fits your lifestyle.
Pinellas County Medicare market knowledge
William tracks which Medicare Advantage and Supplement plans are available in Pinellas County each year, which carriers have the strongest networks, and which plans offer the best value for Tampa Bay residents.
Local provider network expertise
Knowing which hospitals and specialists are in-network matters. William helps you verify that your preferred Pinellas County doctors and facilities are covered before you enroll.
Independent — not tied to one carrier
Unlike agents who work for a single insurance company, William represents multiple Medicare organizations. That means you get an honest comparison, not a sales pitch for one plan.
Ongoing support after enrollment
Your relationship with William does not end at enrollment. He is available year-round to answer questions, help with claims, and review your coverage at each Annual Enrollment Period.
Compare Medicare Plans in St. Petersburg
See Medicare Supplement Plan G, Plan N, and High-Deductible Plan G rates from multiple carriers in your St. Petersburg ZIP code. Call William to review the full picture before enrolling.
Plan availability and premiums vary by ZIP code. This tool is for informational comparison only.
Medicare Advisor St. Petersburg — FAQ
Does William Gray serve all of Pinellas County?
Yes — all of Pinellas County. Consultations are available by phone, video, or in person.
What is the difference between a Medicare advisor and a Medicare agent?
The terms are often used interchangeably. Both refer to licensed professionals who help you compare and enroll in Medicare plans. The key distinction is independence: an independent advisor like William represents multiple carriers and has no obligation to steer you toward any particular plan.
Will my Pinellas County doctors be covered?
Before recommending any plan, William verifies that your specific doctors and facilities are in-network for the coming plan year. Network relationships change annually, so this verification happens every year — not just at initial enrollment.
I am a veteran with VA coverage. Do I still need Medicare?
VA coverage and Medicare serve different purposes and can work together. Choosing not to enroll in Medicare Part B when you are first eligible can result in a permanent penalty if you later need it. William helps Pinellas County veterans understand how both systems interact before making any enrollment decisions.
What does it cost to work with William?
Nothing. Medicare advisors are paid by the insurance carriers. You pay the same premium whether you enroll through William or directly with the carrier. There is never a fee for consultations, comparisons, or enrollment assistance.
More St. Petersburg Medicare Resources
Get a Free Medicare Review in Pinellas County
Pinellas County has approximately 178,000 Medicare-eligible residents and dozens of plan options. William Gray knows the local healthcare landscape, the plan options available in your ZIP code, and the questions Pinellas County residents ask most. A free 30-minute consultation gives you a clear comparison of plan options available through the organizations he represents — and an honest recommendation from someone who knows this market.
William Gray · FL License #W690237 · Agency License #L134055 · Independent Medicare Insurance Agent · Licensed in 12 States · AHIP Certified 2027