Medicare Agent in St. Johns County, FL
Your Independent Medicare Broker
William Gray
Founder of The Medicare Dude · Licensed Since 1998 · Licensed in 12 States
"William was absolutely wonderful — very professional. Straightforward gave me a better Medicare policy than I have had for the last six years. Dropped my policy with a new company, same coverage, for quite a bit less!"
Edna Deri
Medicare client
Independent Medicare broker William Gray helps St. Johns County residents compare Medicare Advantage, Medicare Supplement, and Part D plans — at no cost to you.
FL License #W690237 · Agency License #L134055 · Independent — No Carrier Bias · Always Free to You
County Seat
St. Augustine
Medicare Eligibles
~55,000+
Major Hospitals
Flagler Health+, UF Health
Service Area
All St. Johns zip codes
Medicare in St. Johns County
St. Johns County's rapidly growing 65+ population has attracted strong Medicare Advantage competition. Nocatee and Ponte Vedra residents often have access to premium PPO plans with broader networks — but those plans come with tradeoffs that aren't always obvious at enrollment.
Plan benefits, premiums, and provider networks change every year. An annual review with an independent broker is the best way to make sure your coverage still fits.
Why Local Expertise Matters
I've helped hundreds of St. Johns County residents navigate Medicare over the past 25+ years as a licensed insurance agent. I know which plans have the strongest networks at Flagler Health+ and UF Health St. Augustine, and which carriers have been most consistent with their benefits year over year in this county.
Medicare Services Available in St. Johns County
Why Work with an Independent Broker?
I represent 11 organizations offering over 60 products — not just one carrier. That means I have no incentive to steer you toward any particular plan. My only job is to find the right coverage for your situation.
11
Organizations represented
60+
Medicare products compared
25+
Years serving Florida
Why William Gray
Credentials & Authority
William Gray has been helping Florida Medicare beneficiaries navigate their coverage options since 1998 — nearly 30 years of Medicare-focused experience. He is a licensed Florida insurance professional who works independently, representing multiple insurance companies rather than a single carrier.
Licensed in 12 States
FL #W690237 · GA #3718523 · ID #1345734 · IN #4150677 · KS #1345734 · KY #DOI-641736 · MI #1345734 · NC #1345734 · OH #1606069 · PA #1309973 · TX #3305385 · VA #1467411
Medicare FAQ — St. Johns County
Ready for a Free Medicare Review in St. Johns County?
I'll compare available Medicare plan options and walk you through the real differences — premiums, out-of-pocket costs, provider networks, and drug coverage. Free, no obligation.