Your Independent Medicare Broker
William Gray
Founder of The Medicare Dude · Licensed Since 1998 · Licensed in 12 States
"William listened to my needs and answered my questions thoroughly. I felt comfortable with the plan I chose based on his explanations and the pros and cons of certain choices."
Mary Scott
Medicare client
An independent Medicare broker does not work for Humana. Does not work for Aetna. Does not have a quota to fill for any carrier. William Gray is an independent Medicare broker who lives and works in Volusia County — and his only job is to find the plan that is right for you. In a county where AdventHealth dominates the hospital landscape and thousands of retirees travel for months at a time, getting the plan right matters more than most people realize.
FL License #W690237 · Agency License #L134055 · Independent — No Carrier Bias · Always Free to You
Independent Medicare Broker — Daytona Beach, FL
William Gray — The Medicare Dude
Serving all of Daytona Beach and surrounding areas. Independent Medicare guidance at no cost to you.
FL Insurance License #W690237
(386) 871-3858Compare Medicare Plans in Daytona Beach
See Medicare Supplement Plan G, Plan N, and High-Deductible Plan G rates from multiple carriers in your Daytona Beach ZIP code. Call William to review the full picture before enrolling.
Plan availability and premiums vary by ZIP code. This tool is for informational comparison only.
Medicare Broker Daytona Beach — FAQ
What is the difference between a Medicare broker and a Medicare agent in Volusia County?
In practice, the terms are used interchangeably. The meaningful distinction is independence. An independent broker like William represents multiple Medicare organizations serving Volusia County. A captive agent represents one carrier and can only show you that carrier's plans. When someone calls themselves a broker, ask how many carriers they represent.
I spend part of the year outside Florida. Does that affect my plan choice?
Yes — significantly. Medicare Advantage plans are network-based. Outside your plan's service area, you are typically only covered for emergencies. If you spend months away from Volusia County each year, a Medicare Supplement plan's nationwide coverage may be worth more to you than an Advantage plan's lower premium. William helps you weigh this trade-off based on how you actually use your coverage.
Will my AdventHealth or Halifax Health doctors be covered?
Most Medicare Advantage plans serving Volusia County include AdventHealth facilities, but network relationships change year to year. Halifax Health coverage varies more by carrier. Before recommending any plan, William verifies that your specific doctors and facilities are in-network for the coming plan year.
Does William charge a fee for his services?
No. Medicare brokers are paid by the insurance carriers at a regulated, standardized rate. You pay the same premium whether you work with William or enroll directly with the carrier. There is never a fee for consultations, comparisons, or enrollment assistance.
Does William serve all of Volusia County?
Yes — all of Volusia County, including Daytona Beach, DeLand, Port Orange, New Smyrna Beach, Deltona, Ormond Beach, and all surrounding communities. Consultations are available by phone, video, or in person.
More Daytona Beach Medicare Resources
Free Medicare Broker Consultation in Volusia County
Volusia County is William Gray's home market. He knows the local healthcare landscape, the plan options available in your ZIP code, and the questions Volusia County residents ask most. A free 30-minute consultation gives you a clear comparison of plan options available through the organizations he represents — and an honest recommendation from someone who knows this market and has no reason to steer you anywhere except toward the right plan.
William Gray · FL License #W690237 · Agency License #L134055 · Independent Medicare Insurance Agent · Licensed in 12 States · AHIP Certified 2027