A complete guide to free and low-cost services for seniors in Duval, St. Johns, Flagler, Volusia, and Putnam counties — including SHINE Medicare counseling, Area Agency on Aging, VA services, transportation, and more.
About this guide: All resources listed are real organizations with verified contact information as of 2026. Phone numbers and addresses are subject to change — always call ahead to confirm hours and availability. This guide is maintained by William Gray, independent Medicare broker serving Northeast Florida since 2009.
Browse physicians in Northeast Florida who accept Medicare. Select a county to see listings.
Select a county above to browse physicians.
Serving Helping Insurance Needs of Elders (SHINE) is Florida's free, unbiased Medicare counseling program, funded by the state and staffed by trained volunteers.
Appointments available at multiple Jacksonville senior centers. Call to schedule.
Visit websiteWalk-in and appointment counseling available.
Visit websiteServes Palm Coast, Bunnell, Flagler Beach, and surrounding areas.
Visit websiteServes Daytona Beach, Ormond Beach, Port Orange, DeLand, New Smyrna Beach.
Visit websiteServes Palatka, Interlachen, Crescent City, and all of Putnam County.
Visit websiteCall to find the nearest SHINE counselor in any Florida county.
Visit websiteArea Agencies on Aging coordinate home and community-based services for older adults — including Meals on Wheels, in-home care, caregiver support, and transportation assistance.
Serves Duval, St. Johns, Clay, Nassau, Baker, Bradford, Union, Putnam, and Alachua counties. Call their helpline: (904) 391-6600.
Visit websiteVolusia County Council on Aging coordinates AAA services for Volusia and Flagler counties.
Visit websiteVeterans in Northeast Florida may qualify for VA health benefits that work alongside Medicare. These offices help with enrollment, claims, and benefits coordination.
Full-service VA medical center. Veterans can use VA benefits alongside Medicare for additional coverage.
Visit websiteOutpatient clinic serving Volusia County veterans.
Visit websiteOutpatient clinic serving Flagler County veterans.
Visit websiteFree claims assistance, benefits counseling, and VA enrollment help.
Visit websiteFree claims assistance for St. Johns County veterans.
Visit websiteFree claims assistance for Flagler County veterans.
Visit websiteSenior centers offer meals, activities, fitness programs, social events, and connections to community services — often at little or no cost.
Largest senior services organization in NE Florida. Adult day programs, home care, transportation, and more.
Visit websiteSenior centers in St. Augustine, Ponte Vedra, and Hastings. Meals, activities, transportation.
Visit websiteSenior center in Bunnell. Meals on Wheels, transportation, and activities for Palm Coast and Flagler County.
Visit websiteMultiple senior centers across Volusia County including Daytona Beach, Ormond Beach, and DeLand.
Visit websiteSenior center in Palatka. Meals, transportation, and activities for all of Putnam County.
Visit websiteCity-run community center with senior programming, fitness classes, and social events.
Visit websiteGetting to medical appointments is critical. These services provide low-cost or free transportation for seniors who no longer drive.
Paratransit service for seniors and people with disabilities in Duval County. Requires eligibility certification.
Visit websiteFlagler County Council on Aging provides medical transportation for seniors. Call to schedule.
Visit websiteFixed-route bus service plus Gold Service paratransit for eligible seniors in Volusia County.
Visit websiteMedical and non-medical transportation for seniors in St. Johns County.
Visit websiteTransportation assistance for medical appointments and essential errands in Putnam County.
Visit websiteFree or low-cost legal help for seniors on issues like Medicare billing disputes, Medicaid planning, housing, and consumer protection.
Free civil legal aid for low-income seniors in NE Florida. Medicare billing disputes, housing, consumer issues.
Visit websiteFree legal services for eligible seniors in Duval County.
Visit websiteFind a certified elder law attorney in your area. Initial consultation often $25–$50.
Visit websiteFree and low-cost health programs specifically for seniors in Northeast Florida.
Free flu shots, blood pressure screenings, and wellness programs at county health departments.
Visit websiteFree gym membership included with many Medicare Advantage plans. Check if your plan includes it.
Visit websiteCommunity health classes, cardiac rehab, and wellness programs for Flagler County seniors.
Visit websiteCommunity health programs and senior wellness services for Volusia County.
Visit websiteWorld-class specialty care. Most Medicare plans accepted. Referral often required.
Visit websiteThe right Medicare plan can unlock transportation benefits, SilverSneakers gym memberships, over-the-counter allowances, and dental and vision coverage — reducing your need to rely on community resources for basic needs.
William Gray is a licensed independent Medicare broker serving all of Northeast Florida. He compares every plan available in your ZIP code at no cost to you — and helps you understand how your Medicare plan interacts with VA benefits, Medicaid, and other programs.
About senior resources and Medicare in Northeast Florida
William Gray is an independent Medicare broker serving all of NE Florida. His help is always 100% free — he is paid by the insurance carriers, never by you.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.
Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.
Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.
Social Security Administration Offices
Local SSA offices handle retirement benefits, Medicare enrollment, disability claims, and replacement Medicare cards. Appointments are strongly recommended.
SSA — Jacksonville (Baymeadows)
Mon–Fri 9am–4pm. Appointments recommended: call 1-800-772-1213.
Visit websiteSSA — Jacksonville (Northside)
Mon–Fri 9am–4pm.
Visit websiteSSA — St. Augustine
Serves St. Johns County. Mon–Fri 9am–4pm.
Visit websiteSSA — Daytona Beach
Serves Volusia County. Mon–Fri 9am–4pm.
Visit websiteSSA — Palatka (Putnam County)
Serves Putnam County. Mon–Fri 9am–4pm.
Visit website