Not a government website. We are not affiliated with, endorsed by, or connected to the Centers for Medicare & Medicaid Services (CMS), Medicare, or any government agency.

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Independent Medicare Broker — FL Licensed

Florida's Independent Medicare Broker

I represent 7 organizations offering 60 Medicare products across Florida — which means I work for you, not the insurance companies. Free plan comparison, no obligation.

Why Florida Seniors Choose an Independent Broker

Florida has one of the largest Medicare populations in the country — and one of the most competitive plan markets. With dozens of Medicare Advantage and Supplement plans available in most Florida counties, choosing the right coverage without expert guidance is nearly impossible. An independent broker compares every plan available in your area, explains the tradeoffs in plain language, and helps you enroll — at no cost to you.

Florida ranks among the top states for Medicare Advantage enrollment. That means more plan options — and more complexity. Let me cut through it for you.

Independent vs. Captive Agent: What's the Difference?

★ Recommended

Independent Broker

  • Represents multiple carriers
  • Compares all plans in your area
  • Works for you, not the insurer
  • Same premium — no extra cost to you
  • Can recommend plans they don't sell

Captive Agent

  • Represents one company only
  • Can only show you their plans
  • Incentivized to sell their products
  • May not show you better options
  • Limited to their carrier's footprint

Why Trust The Medicare Dude?

25+
Years Licensed in Florida
7
Organizations Represented
60
Medicare Products Available
$0
Cost to You — Ever

Florida Medicare Broker FAQ

Ready to Work With a Florida Medicare Expert?

I've helped Florida seniors navigate Medicare for over 25 years as a licensed insurance agent. Let me compare every plan available in your county — free, with no obligation.

The Medicare DudeIndependent Medicare Insurance Agency

The Medicare Dude is the marketing brand of The Gray Insurance, an independent Medicare insurance agency helping beneficiaries across Northeast Florida compare Medicare Supplement, Medicare Advantage, and Part D plans from multiple carriers — at no cost.

The Medicare Dude, LLC | The Gray Insurance. We are an independent insurance agency. We are not affiliated with or endorsed by Medicare or any government agency.

Not a government website. The Medicare Dude is not affiliated with, endorsed by, or connected to the Centers for Medicare & Medicaid Services (CMS), the U.S. Department of Health and Human Services, or any federal or state government agency.

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We can compare any Medicare Supplement or Advantage plan even if we don't sell those products.

We are a licensed, independent insurance broker. We represent multiple insurance carriers and may receive compensation from the carriers whose plans we sell. This does not affect the cost of your plan.

Agency License: The Gray Insurance · FL Agency License #L134055

Individual State Licenses (William Gray): FL #W690237 · GA #3718523 · ID #1345734 · IN #4150677 · KS · KY · MI · NC · OH · PA #1309973 · TX #3305385 · VA

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