Not a government website. We are not affiliated with, endorsed by, or connected to the Centers for Medicare & Medicaid Services (CMS), Medicare, or any government agency.

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare Plans in St. Augustine, Florida

Independent Medicare Broker — St. Augustine

Medicare Plans in St. Augustine, Florida

America's oldest city has a vibrant and growing Medicare community. I help St. Augustine residents compare every available plan with honest, independent guidance — no carrier bias, no sales pressure.

Area

St. Augustine / St. Johns County

Medicare Eligibles

~25,000+

Major Hospitals

Flagler Health+, UF Health

Service Area

All St. Augustine zip codes

Medicare in St. Johns County

St. Augustine's Medicare market is served primarily by Flagler Health+ (formerly Flagler Hospital) and UF Health. These health systems have different network participation across Medicare Advantage carriers — making provider verification essential before enrollment.

Plan benefits, premiums, and provider networks change every year. An annual review with an independent broker is the best way to make sure your coverage still fits.

Why Local Expertise Matters

I've served St. Augustine residents for over 25 years as a licensed insurance agent. I know which Medicare Advantage plans have the strongest networks at Flagler Health+ and UF Health, and which carriers have been most consistent with their benefits in St. Johns County year over year.

St. AugustineSt. Augustine BeachVilano BeachHastingsElkton

Why Work with an Independent Broker?

I represent 7 organizations offering 60 Medicare products — not just one carrier. That means I have no incentive to steer you toward any particular plan. My only job is to find the right coverage for your situation.

7

Organizations represented

60

Medicare products compared

25+

Years serving Florida

Medicare FAQ — St. Johns County

Ready for a Free Medicare Review in St. Johns County?

I'll compare every plan available in your zip code and walk you through the real differences — premiums, out-of-pocket costs, provider networks, and drug coverage. Free, no obligation.

The Medicare DudeIndependent Medicare Insurance Agency

The Medicare Dude is the marketing brand of The Gray Insurance, an independent Medicare insurance agency helping beneficiaries across Northeast Florida compare Medicare Supplement, Medicare Advantage, and Part D plans from multiple carriers — at no cost.

The Medicare Dude, LLC | The Gray Insurance. We are an independent insurance agency. We are not affiliated with or endorsed by Medicare or any government agency.

Not a government website. The Medicare Dude is not affiliated with, endorsed by, or connected to the Centers for Medicare & Medicaid Services (CMS), the U.S. Department of Health and Human Services, or any federal or state government agency.

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We can compare any Medicare Supplement or Advantage plan even if we don't sell those products.

We are a licensed, independent insurance broker. We represent multiple insurance carriers and may receive compensation from the carriers whose plans we sell. This does not affect the cost of your plan.

Agency License: The Gray Insurance · FL Agency License #L134055

Individual State Licenses (William Gray): FL #W690237 · GA #3718523 · ID #1345734 · IN #4150677 · KS · KY · MI · NC · OH · PA #1309973 · TX #3305385 · VA

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